(6)3.2.8 Insurance Fraud

A person is guilty of Insurance Fraud under this subsection if he or she:

(a) willfully engages in any scheme, artifice, or course of conduct involving deception, misrepresentation, concealment of material facts, or false statements in connection with an insurance application, claim, or policy; and

(b) does so with intent to obtain, increase, or accelerate payment of benefits, compensation, or any thing of value from an insurer, or to cause financial loss to the insurer or any insured party.

(c) This subsection shall not apply where the person has already been charged under Fraud in the First, Second, or Third Degree, except where actions are taken for the purpose of plea negotiations, supplemental charges, or judicial discretion in sentencing or disposition.

Insurance Fraud is a Class C Felony.